NEWS & ARTICLES

Your Brain Activity: How to Stay Mentally Sharp in Retirement

Stay Mentally Sharp in Retirement The role of mental health and longevity is well documented. Just as we need to exercise our bodies to protect cardiovascular and bone health, working out our brains is essential to preserving our mental, social, and emotional health. Mental Stimulation and Combating Alzheimer’s Alzheimer’s disease is very common today. It’s characterized by mild memory loss in the early stages and can progress to include a

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Downsizing & Decluttering for Retirement

Downsizing for Retirement Downsizing from the 4000 square foot home where you raised a family and accumulated years of “stuff” is not always an easy task.  Memorabilia, collectibles, and other nostalgia are likely found in almost every corner of your home.  Baywoods of Annapolis is pleased to share these tips to help you minimize without stress. Come and Get It! More often than not, your kids have an idea of the things that are important to them.   Give them sufficient time to sort through and pack up those items to take back to their home.  Try not to be too sentimental about keeping too much.  They will likely enjoy many of your treasures for years to come and likely will have more room too! Sort, Donate, Pack As you begin to sort through your belongings, you’re going to want to pack items you’re keeping and designate items that should be donated.  Here are a few quick and easy rules: If you haven’t used the item in the last two years, it goes in the Donate pile. If you have more than one of an item, it goes in the Donate pile. If you need help lifting it, Donate it! Most

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Checklist for Amenities at Retirement Communities

Retirement Communities Checklist Each of us has personal preferences for the types of activities and amenities we prefer. Use this helpful checklist to compare and evaluate the retirement communities you visit and to assist you with the decision-making process or contact Baywoods of Annapolis for more information! Location: Community is in an area near family/friends Community is convenient to shopping, dining, and entertainment Community provides easy access to hospital, physicians, and other medical care Campus: Well Lit (Walkways, Parking Lots, Entrances) Handicap Accessible Parking for personal vehicles and guests Landscaping and community areas are well maintained Fitness center on-site Swimming pool Community hall for larger gatherings Services: Independent living through long-term care Transportation available to local areas Nutritionist/Chef on-site Dining menus varied Dining accommodates special dietary needs Care: Assisted Living Wellness Services Financial: Monthly Fees or Dues? Buy-in Fees? Care Fees? Are Tax and Interest Deductible? Can you build equity? Are there estate advantages? To schedule a personal tour of Baywoods of Annapolis, contact us today! For easier use, please download and print the Checklist here!

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Moving to Senior Living

Senior Living Transition Once you decide to move to a senior living community, there is a long list of to-do’s that must be done.  Here are some tips to keep you on track, help you minimize, and reduce stress along the way. Preparing for The Move Once you make the decision to move to a retirement community, you may be emotional, excited, or just ready to get it all done.  One of the first steps is to begin downsizing and decluttering your home and preparing it for sale.  You’ll want to contact family members and begin sorting through items.  Organize your belongings into four categories: Take With Me Give to Family Donate Trash or Recycle A professional organizer can be a big help with this process. Selling Your Home After you’ve begun the decluttering/downsizing process, you will need to get your home ready to sell.  A senior real estate specialist is a great place to start since they focus on your exact needs and can guide you through the process.  Make sure you understand their level of experience and be sure to ask: How many homes have they sold in your neighborhood? How many homes have they sold in the

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Why Annapolis Is a Great Place to Retire

Retire In Annapolis Are you ready to enjoy retirement?  Are you thinking about moving to an active adult community?  Would you love to include a waterfront lifestyle into your retirement living options?  When it’s time to retire, there are a variety of factors that can influence the decision on where to do so.  In this article, we’ll discuss a hidden gem in Annapolis, Maryland that offers the best of everything for your retirement living options. Waterfront Lifestyle Although many people think of ‘going south’ when it comes to retirement, you may not have to go any further south than the Mason-Dixon line!  As a matter of fact, there are some really great reasons to retire in Maryland!  In Annapolis, Maryland, Baywoods of Annapolis offers one of the few retirement communities overlooking the magnificent Chesapeake Bay.  The Baywoods dock provides a bird’s eye view to watch the famous Wednesday night sailboat races and enjoy warm Bay breezes.   Hop into the downtown area to enjoy world-famous seafood, including famous Maryland crab cakes, at one of the many waterfront restaurants. Arts & Culture Annapolis has a love of the arts!  The Maryland Hall for the Creative Arts features events throughout the year while

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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5 Ways to Transition Your Aging Parents to Assisted Living

Transitioning Aging Parents Caring for a parent can be an emotionally and sometimes financially draining process.  When it becomes apparent that your loved one should no longer be living on their own, or needs more help than you can provide, the process can be challenging.  In this article, we’ll cover some basic ways to transition your aging parents into assisted living. Where? The Big Decision – Most seniors do not look forward to any change or move.  Leaving their home may cause further distress since they may feel like they are giving up their freedom.  Research and visit facilities ahead of time.  Give them as much flexibility as possible and even consider taking them to visit your final two choices.  This way, they will feel as though they still have choices in the matter.  Perhaps they can even visit the community, meet staff, or take part in one of the events. Lay It Out. Often, this move will be downsizing.  So, make sure to get a floor plan of the new residence and lay out the furniture that will fit nicely in the new space.  Discuss the personal items that they would like to take with them and try to

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3 Ways to Avoid Loneliness in Retirement

Retire Happy While retirement can be a wonderful period of life, it may come with the challenge of loneliness for some.  In this article, Baywoods of Annapolis provides some ways that technology, activities, and a sense of community can help you or your loved ones avoid loneliness in retirement and feel healthier too! Stay Connected Humans are, generally speaking, social beings.  So, it’s important to maintain social connections.  Many studies show that these social interactions with family and friends may help reduce the risk of dementia and other age-related illnesses.  While some seniors like to explore online platforms, there is nothing that replaces live interactions with real human beings.  Even a phone call with a friend can be uplifting, so stay connected! Stay Busy A wise man once said, “Don’t be afraid of getting older – be afraid of getting boring!”   Many people adopt a “why bother” mentality.  They may say, “I’m so old, why bother,” but the real question is, “why not?”  If you’re retired, you probably have some time on your hands, so why not take a class, learn to play an instrument, or start writing your life story?  Staying busy often keeps your mind from dwelling on

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How Families Can Prepare for Senior Care

Senior Care Preparation According to the AARP, “Today, 30 million households are providing care for an adult over the age of 50—and that number is expected to double over the next 25 years.”  Those 30 million caregivers are often still balancing their own life, their children’s lives, and sometimes even grandchildren.  But, a little preparation goes a long way.  So, we’ve compiled 4 things you need to do to develop a care-giving plan for your loved ones. Start a conversation. It’s never too late to start the conversation about a care-giving plan, but many families wait until a crisis occurs.  At this point, the options may be more limited or decisions rushed due to the circumstances.  So, it’s important to start the conversation sooner rather than later. Identify the team of resources. Family, friends, neighbors, religious organizations, and community support centers can all play a role in the care-giving process.  Understand who is available and what types of support they can provide.  By splitting up the responsibilities, the tasks won’t seem as overwhelming.  Establish a team leader and talk through the responsibilities with all family members, including the person who will be receiving the care.  Try to get everyone on

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3 Ways to Age Wisely and Live Longer

Aging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind. Either way, we are all “growing older and wiser” each day.  But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging?  In this article, we will highlight a few tips to help you age wisely and plan for the best life possible! Positive Attitudes Go A Long Way The Journal of American Medicine published a research letter showing that people who felt three or more years younger than their actual age had a lower mortality rate than those who felt older than their actual age.   We all know that stress has a very negative impact on the body, so keeping a positive outlook can help lead to a longer, healthier, happier life.  People who maintain a positive outlook are much more likely to participate in activities that help them stay healthier.  The Harvard Medical School published a report, Positive Psychology: Harnessing the power of happiness, mindfulness, and inner strength that provides self-assessment tests, advice, and exercises to help you maximize the positive emotion

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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