NEWS & ARTICLES

Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care

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Checklist for Amenities at Retirement Communities

Retirement Communities Checklist Each of us has personal preferences for the types of activities and amenities we prefer. Use this helpful checklist to compare and evaluate the retirement communities you visit and to assist you with the decision-making process or contact Baywoods of Annapolis for more information! Location: Community is in an area near family/friends Community is convenient to shopping, dining, and entertainment Community provides easy access to hospital, physicians, and other medical care Campus: Well Lit (Walkways, Parking Lots, Entrances) Handicap Accessible Parking for personal vehicles and guests Landscaping and community areas are well maintained Fitness center on-site Swimming pool Community hall for larger gatherings Services: Independent living through long-term care Transportation available to local areas Nutritionist/Chef on-site Dining menus varied Dining accommodates special dietary needs Care: Assisted Living Wellness Services Financial: Monthly Fees or Dues? Buy-in Fees? Care Fees? Are Tax and Interest Deductible? Can you build equity? Are there estate advantages? To schedule a personal tour of Baywoods of Annapolis, contact us today! For easier use, please download and print the Checklist here!

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Moving to Senior Living

Senior Living Transition Once you decide to move to a senior living community, there is a long list of to-do’s that must be done.  Here are some tips to keep you on track, help you minimize, and reduce stress along the way. Preparing for The Move Once you make the decision to move to a retirement community, you may be emotional, excited, or just ready to get it all done.  One of the first steps is to begin downsizing and decluttering your home and preparing it for sale.  You’ll want to contact family members and begin sorting through items.  Organize your belongings into four categories: Take With Me Give to Family Donate Trash or Recycle A professional organizer can be a big help with this process. Selling Your Home After you’ve begun the decluttering/downsizing process, you will need to get your home ready to sell.  A senior real estate specialist is a great place to start since they focus on your exact needs and can guide you through the process.  Make sure you understand their level of experience and be sure to ask: How many homes have they sold in your neighborhood? How many homes have they sold in the

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Best Ways to Protect Seniors From Fraud & Identity Theft

Senior Risks Identity theft is one of the fastest growing crimes in the United States.  Although anyone can be a target, many seniors are at a higher risk for fraud schemes and identity theft.  While technology and social factors contribute to the reasons for this trend, it’s also important to realize that many seniors have accumulated a certain amount of wealth, making them a primary target for criminals. For this reason, Baywoods of Annapolis has compiled a list of 4 ways you can lower your risk for identity theft and fraud schemes. Identity Protection Services – This is one of the easiest ways to protect yourself or your loved ones from identity theft. These services monitor credit bureaus, personal information, the internet, and a variety of other platforms to help ensure your identity is protected.  According to NextAdvisor, the top 3 are: IdentityGuard Experian Lifelock Phone & Door-to-Door Scams – Two of the most common scams targeting seniors are from unwanted callers or salespeople going door-to-door. There are two quick and easy ways to avoid these scams: Never provide someone who called you with your personal information. If they represent they are with the bank of credit card company, hang

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Why Annapolis Is a Great Place to Retire

Retire In Annapolis Are you ready to enjoy retirement?  Are you thinking about moving to an active adult community?  Would you love to include a waterfront lifestyle into your retirement living options?  When it’s time to retire, there are a variety of factors that can influence the decision on where to do so.  In this article, we’ll discuss a hidden gem in Annapolis, Maryland that offers the best of everything for your retirement living options. Waterfront Lifestyle Although many people think of ‘going south’ when it comes to retirement, you may not have to go any further south than the Mason-Dixon line!  As a matter of fact, there are some really great reasons to retire in Maryland!  In Annapolis, Maryland, Baywoods of Annapolis offers one of the few retirement communities overlooking the magnificent Chesapeake Bay.  The Baywoods dock provides a bird’s eye view to watch the famous Wednesday night sailboat races and enjoy warm Bay breezes.   Hop into the downtown area to enjoy world-famous seafood, including famous Maryland crab cakes, at one of the many waterfront restaurants. Arts & Culture Annapolis has a love of the arts!  The Maryland Hall for the Creative Arts features events throughout the year while

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2 Steps to Plan for Retirement Living

Making the decision to move into a retirement community is a large step. Planning for a new life at an assisted living community can seem like a mysterious process, but it doesn’t have to be. Here’s how to make the retirement planning stages easy. Financial PlanningHaving a reasonable idea of monthly expenses is the best place to start when planning for life after retirement. Beginning with a monthly calculator, figure out a standard budget for your expenses. Groceries, gas, dining, and entertainment expenses all add up, so take the time to consider every aspect of your retirement finances. Once you set a budget, stick to it. Total the amount of your Medicare payments and investment accounts to determine what you can allocate to each area of your budget each month. Having a clear idea of what you can spend takes the stress out of planning. For further information on financial planning, talk to one of our representatives about the investment of living at BayWoods. Social PlanningSome retirees wonder how they will fill their time once they finally retire. To ease the worry of empty days, plan how your retiree will be involved socially and mentally. Look at a community’s program

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How to Choose the Right Retirement Community

Choosing a Retirement Community Here are 3 steps to help you in selecting the right community for your future. Choosing a Retirement Community can be an exciting venture. How to select the best retirement community for you can be a great experience. There are many options available out there. Several considerations should guide your decision when searching for the ideal retirement community. Here are some guidelines to consider as you decide. Follow the ABCs…… Availability of Programs A – is for Availability, when choosing a retirement community look at the programs that are available to you. What are your interests and how does the retirement community’s activities match up to you? Example; trips, outdoor amenities, transportation, etc. At BayWoods of Annapolis, we pride ourselves on offering a wide range of programs that will keep you engaged. The town of Annapolis is rich in culture and yet has many sporting events close by. To look at all we have to offer, contact us. Bountifulness of Support Services B – is for Bountiful, you want to choose a retirement community that offers you the right amount of support services on site for your future needs. At BayWoods of Annapolis, we believe that

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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5 Ways to Transition Your Aging Parents to Assisted Living

Transitioning Aging Parents Caring for a parent can be an emotionally and sometimes financially draining process.  When it becomes apparent that your loved one should no longer be living on their own, or needs more help than you can provide, the process can be challenging.  In this article, we’ll cover some basic ways to transition your aging parents into assisted living. Where? The Big Decision – Most seniors do not look forward to any change or move.  Leaving their home may cause further distress since they may feel like they are giving up their freedom.  Research and visit facilities ahead of time.  Give them as much flexibility as possible and even consider taking them to visit your final two choices.  This way, they will feel as though they still have choices in the matter.  Perhaps they can even visit the community, meet staff, or take part in one of the events. Lay It Out. Often, this move will be downsizing.  So, make sure to get a floor plan of the new residence and lay out the furniture that will fit nicely in the new space.  Discuss the personal items that they would like to take with them and try to

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3 Ways to Avoid Loneliness in Retirement

Retire Happy While retirement can be a wonderful period of life, it may come with the challenge of loneliness for some.  In this article, Baywoods of Annapolis provides some ways that technology, activities, and a sense of community can help you or your loved ones avoid loneliness in retirement and feel healthier too! Stay Connected Humans are, generally speaking, social beings.  So, it’s important to maintain social connections.  Many studies show that these social interactions with family and friends may help reduce the risk of dementia and other age-related illnesses.  While some seniors like to explore online platforms, there is nothing that replaces live interactions with real human beings.  Even a phone call with a friend can be uplifting, so stay connected! Stay Busy A wise man once said, “Don’t be afraid of getting older – be afraid of getting boring!”   Many people adopt a “why bother” mentality.  They may say, “I’m so old, why bother,” but the real question is, “why not?”  If you’re retired, you probably have some time on your hands, so why not take a class, learn to play an instrument, or start writing your life story?  Staying busy often keeps your mind from dwelling on

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Making the Most of a Continuing Care Retirement Community

Continuing Care Retirement Communities Moving to a senior living community is an important step toward gaining independence and enjoying the everyday pleasures that retirement living can bring. Make the most out of your time in a senior living environment by following these tips. Get Involved In a Continuing Care Retirement community, there’s always something to do! Join a club or a fitness class, learn how to do something new by taking a class, or hit the links on a putting green. At BayWoods of Annapolis, we have many activities and programs to cater to any interest. We offer monthly trips, St. Johns College lectures and exclusive access to the Fitness Center to keep you living your best. For more information on our program offerings, get in touch with us. Take Advantage of Outside Offerings There are fewer things more relaxing than taking in the sights of the sailboats on the Bay, but it’s also beneficial to get away. BayWoods of Annapolis offers ample opportunity to explore our historic city by coordinating outings. With access to our parking garage, you’re free to come and go as you please. Check out the Orchestra at the Naval Academy, visit various museums, or take

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