Baywoods of AnnapolisBaywoods of AnnapolisAging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind. Either way, we are all “growing older and wiser” each day. But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging? In this article, we will highlight a few tips to help you
Aging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind. Either way, we are all “growing older and wiser” each day. But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging? In this article, we will highlight a few tips to help you age wisely and plan for the best life possible! Positive Attitudes Go A Long Way The Journal of American Medicine published a research letter showing that people who felt three or more years younger than their actual age had a lower mortality rate than those who felt older than their actual age. We all know that stress has a very negative impact on the body, so keeping a positive outlook can help lead to a longer, healthier, happier life. People who maintain a positive outlook are much more likely to participate in activities that help them stay healthier. The Harvard Medical School published a report, Positive Psychology: Harnessing the power of happiness, mindfulness, and inner strength that provides self-assessment tests, advice, and exercises to help you maximize the positive emotion
Estate Planning Mistakenly, many people believe that an estate plan is only necessary if you are in your senior years or have considerable wealth. Nothing could be further from the truth! There are many legal strategies involved in estate planning, and unfortunately, not all of us will live to be 100. But, did you know that in the state of Maryland, without a viable legal estate plan, the State will distribute your estate according to Maryland’s laws of intestacy and not necessarily to your spouse or dearest family members? That means that every Maryland resident actually already has a plan in place (as established by the state) and it’s up to you to change it so that it reflects what you intend or wish. In this article, Baywoods of Annapolis shares some of reasons to have an estate plan and what it should include. Tip #1: Don’t go it alone Simple estate planning does not need to be costly, but it’s significantly better than no plan at all! Since the laws of each state vary and change frequently, an experienced estate planning attorney can provide valuable advice and help you avoid common pitfalls. They will work hard to understand your
Senior Risks Identity theft is one of the fastest growing crimes in the United States. Although anyone can be a target, many seniors are at a higher risk for fraud schemes and identity theft. While technology and social factors contribute to the reasons for this trend, it’s also important to realize that many seniors have accumulated a certain amount of wealth, making them a primary target for criminals. For this reason, Baywoods of Annapolis has compiled a list of 4 ways you can lower your risk for identity theft and fraud schemes. Identity Protection Services – This is one of the easiest ways to protect yourself or your loved ones from identity theft. These services monitor credit bureaus, personal information, the internet, and a variety of other platforms to help ensure your identity is protected. According to NextAdvisor, the top 3 are: IdentityGuard Experian Lifelock Phone & Door-to-Door Scams – Two of the most common scams targeting seniors are from unwanted callers or salespeople going door-to-door. There are two quick and easy ways to avoid these scams: Never provide someone who called you with your personal information. If they represent they are with the bank of credit card company, hang
Transitioning Aging Parents Caring for a parent can be an emotionally and sometimes financially draining process. When it becomes apparent that your loved one should no longer be living on their own, or needs more help than you can provide, the process can be challenging. In this article, we’ll cover some basic ways to transition your aging parents into assisted living. Where? The Big Decision – Most seniors do not look forward to any change or move. Leaving their home may cause further distress since they may feel like they are giving up their freedom. Research and visit facilities ahead of time. Give them as much flexibility as possible and even consider taking them to visit your final two choices. This way, they will feel as though they still have choices in the matter. Perhaps they can even visit the community, meet staff, or take part in one of the events. Lay It Out. Often, this move will be downsizing. So, make sure to get a floor plan of the new residence and lay out the furniture that will fit nicely in the new space. Discuss the personal items that they would like to take with them and try to
Retirement Communities Checklist Each of us has personal preferences for the types of activities and amenities we prefer. Use this helpful checklist to compare and evaluate the retirement communities you visit and to assist you with the decision-making process or contact Baywoods of Annapolis for more information! Location: Community is in an area near family/friends Community is convenient to shopping, dining, and entertainment Community provides easy access to hospital, physicians, and other medical care Campus: Well Lit (Walkways, Parking Lots, Entrances) Handicap Accessible Parking for personal vehicles and guests Landscaping and community areas are well maintained Fitness center on-site Swimming pool Community hall for larger gatherings Services: Independent living through long-term care Transportation available to local areas Nutritionist/Chef on-site Dining menus varied Dining accommodates special dietary needs Care: Assisted Living Wellness Services Financial: Monthly Fees or Dues? Buy-in Fees? Care Fees? Are Tax and Interest Deductible? Can you build equity? Are there estate advantages? To schedule a personal tour of Baywoods of Annapolis, contact us today! For easier use, please download and print the Checklist here!
Senior Living Transition Once you decide to move to a senior living community, there is a long list of to-do’s that must be done. Here are some tips to keep you on track, help you minimize, and reduce stress along the way. Preparing for The Move Once you make the decision to move to a retirement community, you may be emotional, excited, or just ready to get it all done. One of the first steps is to begin downsizing and decluttering your home and preparing it for sale. You’ll want to contact family members and begin sorting through items. Organize your belongings into four categories: Take With Me Give to Family Donate Trash or Recycle A professional organizer can be a big help with this process. Selling Your Home After you’ve begun the decluttering/downsizing process, you will need to get your home ready to sell. A senior real estate specialist is a great place to start since they focus on your exact needs and can guide you through the process. Make sure you understand their level of experience and be sure to ask: How many homes have they sold in your neighborhood? How many homes have they sold in the
Pet Friendly Retirement Community Pets can bring so much joy and help relieve anxiety and stress. In this article, we’ll review how to make sure your retirement community is well-aligned with the needs of you and your pet. It doesn’t take a rocket scientist to realize that pets can be comforting companions, particularly as we grow older. Walking a dog can provide great exercise, loving companionship, and help provide purpose. So, you may wonder why a retirement community would have policies against pets? As it turns out, there are some very valid things to consider, on both sides of the proverbial fence. One of the top priorities with a senior bringing a beloved pet to any community is to ensure that both the senior and their pets’ well-being is taken into consideration. While pets can provide an array of benefits to their human parents, unfortunately, they can also present some challenges. Seniors may not be able to continue to remember to properly medicate or feed their pets. As the animal gets older, the pet may require special care or costly medications. Getting them to a veterinarian for routine care may also be a challenge. Furthermore, if you begin to experience
Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement. In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives. For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years. So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement? Will you be able to retire early, or will you need to wait it out? Will you be able to live and play on a golf course day in and day out, or will you need to consider some
Retire In Annapolis Are you ready to enjoy retirement? Are you thinking about moving to an active adult community? Would you love to include a waterfront lifestyle into your retirement living options? When it’s time to retire, there are a variety of factors that can influence the decision on where to do so. In this article, we’ll discuss a hidden gem in Annapolis, Maryland that offers the best of everything for your retirement living options. Waterfront Lifestyle Although many people think of ‘going south’ when it comes to retirement, you may not have to go any further south than the Mason-Dixon line! As a matter of fact, there are some really great reasons to retire in Maryland! In Annapolis, Maryland, Baywoods of Annapolis offers one of the few retirement communities overlooking the magnificent Chesapeake Bay. The Baywoods dock provides a bird’s eye view to watch the famous Wednesday night sailboat races and enjoy warm Bay breezes. Hop into the downtown area to enjoy world-famous seafood, including famous Maryland crab cakes, at one of the many waterfront restaurants. Arts & Culture Annapolis has a love of the arts! The Maryland Hall for the Creative Arts features events throughout the year while
Choosing a Retirement Community Here are 3 steps to help you in selecting the right community for your future. Choosing a Retirement Community can be an exciting venture. How to select the best retirement community for you can be a great experience. There are many options available out there. Several considerations should guide your decision when searching for the ideal retirement community. Here are some guidelines to consider as you decide. Follow the ABCs…… Availability of Programs A – is for Availability, when choosing a retirement community look at the programs that are available to you. What are your interests and how does the retirement community’s activities match up to you? Example; trips, outdoor amenities, transportation, etc. At BayWoods of Annapolis, we pride ourselves on offering a wide range of programs that will keep you engaged. The town of Annapolis is rich in culture and yet has many sporting events close by. To look at all we have to offer, contact us. Bountifulness of Support Services B – is for Bountiful, you want to choose a retirement community that offers you the right amount of support services on site for your future needs. At BayWoods of Annapolis, we believe that
Enter your email address to subscribe to this blog and receive notifications of new posts by email.
Join 54 other subscribers
7101 Bay Front Drive, Annapolis Maryland 21403
Main: (410) 268-9222 or (443) 837-1208
info@baywoodsofannapolis.com
