NEWS & ARTICLES

Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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3 Ways to Avoid Loneliness in Retirement

Retire Happy While retirement can be a wonderful period of life, it may come with the challenge of loneliness for some.  In this article, Baywoods of Annapolis provides some ways that technology, activities, and a sense of community can help you or your loved ones avoid loneliness in retirement and feel healthier too! Stay Connected Humans are, generally speaking, social beings.  So, it’s important to maintain social connections.  Many studies show that these social interactions with family and friends may help reduce the risk of dementia and other age-related illnesses.  While some seniors like to explore online platforms, there is nothing that replaces live interactions with real human beings.  Even a phone call with a friend can be uplifting, so stay connected! Stay Busy A wise man once said, “Don’t be afraid of getting older – be afraid of getting boring!”   Many people adopt a “why bother” mentality.  They may say, “I’m so old, why bother,” but the real question is, “why not?”  If you’re retired, you probably have some time on your hands, so why not take a class, learn to play an instrument, or start writing your life story?  Staying busy often keeps your mind from dwelling on

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5 Ways to Transition Your Aging Parents to Assisted Living

Transitioning Aging Parents Caring for a parent can be an emotionally and sometimes financially draining process.  When it becomes apparent that your loved one should no longer be living on their own, or needs more help than you can provide, the process can be challenging.  In this article, we’ll cover some basic ways to transition your aging parents into assisted living. Where? The Big Decision – Most seniors do not look forward to any change or move.  Leaving their home may cause further distress since they may feel like they are giving up their freedom.  Research and visit facilities ahead of time.  Give them as much flexibility as possible and even consider taking them to visit your final two choices.  This way, they will feel as though they still have choices in the matter.  Perhaps they can even visit the community, meet staff, or take part in one of the events. Lay It Out. Often, this move will be downsizing.  So, make sure to get a floor plan of the new residence and lay out the furniture that will fit nicely in the new space.  Discuss the personal items that they would like to take with them and try to

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Is Your Retirement Community Pet-Friendly?

Pet Friendly Retirement Community Pets can bring so much joy and help relieve anxiety and stress.  In this article, we’ll review how to make sure your retirement community is well-aligned with the needs of you and your pet. It doesn’t take a rocket scientist to realize that pets can be comforting companions, particularly as we grow older.   Walking a dog can provide great exercise, loving companionship, and help provide purpose.  So, you may wonder why a retirement community would have policies against pets?  As it turns out, there are some very valid things to consider, on both sides of the proverbial fence. One of the top priorities with a senior bringing a beloved pet to any community is to ensure that both the senior and their pets’ well-being is taken into consideration.  While pets can provide an array of benefits to their human parents, unfortunately, they can also present some challenges.  Seniors may not be able to continue to remember to properly medicate or feed their pets.  As the animal gets older, the pet may require special care or costly medications.  Getting them to a veterinarian for routine care may also be a challenge.  Furthermore, if you begin to experience

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Making the Most of a Continuing Care Retirement Community

Continuing Care Retirement Communities Moving to a senior living community is an important step toward gaining independence and enjoying the everyday pleasures that retirement living can bring. Make the most out of your time in a senior living environment by following these tips. Get Involved In a Continuing Care Retirement community, there’s always something to do! Join a club or a fitness class, learn how to do something new by taking a class, or hit the links on a putting green. At BayWoods of Annapolis, we have many activities and programs to cater to any interest. We offer monthly trips, St. Johns College lectures and exclusive access to the Fitness Center to keep you living your best. For more information on our program offerings, get in touch with us. Take Advantage of Outside Offerings There are fewer things more relaxing than taking in the sights of the sailboats on the Bay, but it’s also beneficial to get away. BayWoods of Annapolis offers ample opportunity to explore our historic city by coordinating outings. With access to our parking garage, you’re free to come and go as you please. Check out the Orchestra at the Naval Academy, visit various museums, or take

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3 Ways to Age Wisely and Live Longer

Aging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind.   Either way, we are all “growing older and wiser” each day.  But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging?  In this article, we will highlight a few tips to help you age wisely and plan for the best life possible! Positive Attitudes Go A Long Way The Journal of American Medicine published a research letter showing that people who felt three or more years younger than their actual age had a lower mortality rate than those who felt older than their actual age.   We all know that stress has a very negative impact on the body, so keeping a positive outlook can help lead to a longer, healthier, happier life.  People who maintain a positive outlook are much more likely to participate in activities that help them stay healthier.  The Harvard Medical School published a report, Positive Psychology: Harnessing the power of happiness, mindfulness, and inner strength that provides self-assessment tests, advice, and exercises to help you maximize the positive emotion

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Does Your Estate Plan Include These 4 Things?

Estate Planning Mistakenly, many people believe that an estate plan is only necessary if you are in your senior years or have considerable wealth.  Nothing could be further from the truth!  There are many legal strategies involved in estate planning, and unfortunately, not all of us will live to be 100.  But, did you know that in the state of Maryland, without a viable legal estate plan, the State will distribute your estate according to Maryland’s laws of intestacy and not necessarily to your spouse or dearest family members?  That means that every Maryland resident actually already has a plan in place (as established by the state) and it’s up to you to change it so that it reflects what you intend or wish.  In this article, Baywoods of Annapolis shares some of reasons to have an estate plan and what it should include. Tip #1:  Don’t go it alone Simple estate planning does not need to be costly, but it’s significantly better than no plan at all!  Since the laws of each state vary and change frequently, an experienced estate planning attorney can provide valuable advice and help you avoid common pitfalls.  They will work hard to understand your

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Downsizing for Your Retirement Living Move

Retirement Downsizing Making a move to an assisted living community is the first step in your retiree enjoying a more fulfilling, healthy lifestyle. However, it can be hard to for anyone to part with their possessions and downsize their belongings before moving into a smaller living space. Here’s how to help. Take Stock of What You Have, and Prioritize The first step of downsizing is taking an inventory of what your retiree already has. Spend a few days organizing and decluttering each room. Clear out all old mail, papers, and other unnecessary items before beginning the process. Empty each closet to determine the volume of possessions and get a sense of how much you need to get rid of. For an idea of space requirements at BayWoods of Annapolis, talk to us. Once you have a clear idea of what you have, prioritize. Does your retiree have to take that tea set from a garage sale 10 years ago? Probably not. At the same time, don’t discount items of sentimental value, even if they seem silly to you. If someone is particularly attached to a memento of the past, keep it, even if it seems impractical. If your retiree is

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Cooperative Senior Living Is Superior. Here’s Why.

Cooperative Senior Living We all reach a point in our lives when living in your home doesn’t seem like the best alternative. Sometimes not even safe. Many turn to senior living communities for an easier alternative lifestyle for assistance. Cooperative living is more or less the best of both worlds. Owning in a Co-Op offers benefits that traditional options lack. Here’s why you should consider a cooperative arrangement for your retiree. Your Living Space and Yes you own it. Seniors sometimes feel as if they’re losing autonomy when they move to senior living communities. In a cooperative living environment, residents can choose their own Apartment home and can customize their living space. Co-Ops provide a clear sense of ownership and a place to call home. Take a virtual tour of one of our living spaces. A Community for the Residents At BayWoods, the residents are the community. An elected board meets monthly to propose community improvements and organize well thought through budgets. Our Residents have the option of voting on proposals and shaping the future. Don’t take our word for it – come and see what we’re all about! It’s A Resort Lifestyle Unlike traditional senior living communities residents are

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7 Questions to Ask Before Selecting a Short Term Rehab Facility

Short Term Rehab Questions In this article, you’ll learn about the key offerings your facility should have and do.  And, we’ll show you what you can do to make the recovery process faster. Selecting a short-term rehabilitation facility to care for you after a surgery, fall, or other illness is an important process.  A good rehabilitation program can put you back on your feet and even increase life span.  However, the opposite can also be true, so be sure to do the homework and make sure the facility you select has the right programs and staff to meet your needs. Here are some basic questions you should ask: What will be the goal of rehabilitation and are your expectations for recovery reasonable, from a time and effort perspective? How many patients have been successfully treated for the same type of care you require? What are the outcomes of similar patients? How many therapy hours are typically required? How many hours per day? Who will be working with you day to day on your rehabilitation plan? How often does the doctor visit with the patient? Who will decide when it’s time to go home? It is also helpful to discuss any

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