NEWS & ARTICLES

Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care

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Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care model or Insurance model community usually has monthly fees associated in Independent Living that would follow them throughout their life. No matter what level of care they received. Most Life care communities require larger up-front fees, then monthly payments that are contingent on your  health status for the duration of care and service. The larger entry fee covers the cost of future care requirements. Fee-for-Service This is the most straightforward model, a fee-for-service plan, requires you to pay for only those services that you use or need. This works best for most people because they are not paying high costs for services that they may never need or utilize. Their monthly payments are usually required a little higher but entrance fees are lower. These communities are very popular and practical

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Why Retirement Communities Extend Lives Over Living Alone

Retirement Community Living As humans, we are naturally social creatures.  As we grow older, the opportunities to socialize may be inhibited by health, mobility, and other factors.  Let’s explore how retirement communities enhance social environments and potentially extend life expectancy. Unlike the nursing home that your grandmother went to, today’s retirement communities have been reinvented to provide a wide range of activities, services, and amenities.   Still, many people have the impression that moving to a retirement community will require them to give up their independence and therefore, many people postpone or resist the decision.  However, not only are today’s communities driven to help you maintain independence, the services offered on-site typically allow you to regain your independence much quicker, after an illness or accident.  But, the social factors of living in a retirement community cannot be overlooked.  Here are a few reasons why: Socialization. Socialization is important at every stage of our life.  As babies and toddlers, socialization helps us to develop communication skills and learn from those around us.  In our later years, socialization is just as important and even helps to maintain these skills.  In addition, opportunities to socialize help reduce loneliness, establish friendships, relate and interact with

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Five Things Your Retirement Living Community Should Have

Choosing a retirement community is a big decision. How do you know you’re making a choice that will make you or your loved one happy? Use this checklist to ensure your retirement community has all the amenities that will allow you to live a happy, healthy lifestyle.   1. Continuing Care levels Available: Having additional levels of care available when you need is a must. After all, you made the move to a Retirement Community so that you will not have to be burdened with additional moves.   You want to make sure that there is an Assisted Living and Skilled Nursing/Short–term Rehab on site for your healthcare needs. You should have the support there when you need it.   2. Fitness Center and Indoor Pool: Fitness facilities/activities such as water aerobics provide the cardiovascular and mental health benefits associated with regular exercise in a low-impact environment. A refreshing exercise class in a warm pool is a perfect way for retirees to get appropriate exercise without risking injury. BayWoods of Annapolis residents love the option of swimming in the pool and taking instructor led fitness classes.   3. Putting Green Hitting the links may not be such an attractive option anymore,

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3 Ways to Avoid Loneliness in Retirement

Retire Happy While retirement can be a wonderful period of life, it may come with the challenge of loneliness for some.  In this article, Baywoods of Annapolis provides some ways that technology, activities, and a sense of community can help you or your loved ones avoid loneliness in retirement and feel healthier too! Stay Connected Humans are, generally speaking, social beings.  So, it’s important to maintain social connections.  Many studies show that these social interactions with family and friends may help reduce the risk of dementia and other age-related illnesses.  While some seniors like to explore online platforms, there is nothing that replaces live interactions with real human beings.  Even a phone call with a friend can be uplifting, so stay connected! Stay Busy A wise man once said, “Don’t be afraid of getting older – be afraid of getting boring!”   Many people adopt a “why bother” mentality.  They may say, “I’m so old, why bother,” but the real question is, “why not?”  If you’re retired, you probably have some time on your hands, so why not take a class, learn to play an instrument, or start writing your life story?  Staying busy often keeps your mind from dwelling on

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3 Ways to Age Wisely and Live Longer

Aging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind.   Either way, we are all “growing older and wiser” each day.  But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging?  In this article, we will highlight a few tips to help you age wisely and plan for the best life possible! Positive Attitudes Go A Long Way The Journal of American Medicine published a research letter showing that people who felt three or more years younger than their actual age had a lower mortality rate than those who felt older than their actual age.   We all know that stress has a very negative impact on the body, so keeping a positive outlook can help lead to a longer, healthier, happier life.  People who maintain a positive outlook are much more likely to participate in activities that help them stay healthier.  The Harvard Medical School published a report, Positive Psychology: Harnessing the power of happiness, mindfulness, and inner strength that provides self-assessment tests, advice, and exercises to help you maximize the positive emotion

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Five Things Your Retirement Living Community Should Have

Choosing a retirement community is a big decision. How do you know you’re making a choice that will make you or your loved one happy? Use this checklist to ensure your retirement community has all the amenities that will allow you to live a happy, healthy lifestyle. 1. Continuing Care levels Available: Having additional levels of care available when you need is a must. After all, you made the move to a Retirement Community so that you will not have to be burdened with additional moves.   You want to make sure that there is an Assisted Living and Skilled Nursing/Short–term Rehab on site for your healthcare needs. You should have the support there when you need it. 2. Fitness Center and Indoor Pool: Fitness facilities/activities such as water aerobics provide the cardiovascular and mental health benefits associated with regular exercise in a low-impact environment. A refreshing exercise class in a warm pool is a perfect way for retirees to get appropriate exercise without risking injury. BayWoods of Annapolis residents love the option of swimming in the pool and taking instructor led fitness classes. 3. Putting Green Hitting the links may not be such an attractive option anymore, as long days

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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Is Waterfront Retirement Living Right for Me?

Waterfront Retirement Living Choosing the right retirement community for yourself or a loved one can be a challenging undertaking. With so many options available, we often feel overwhelmed. Waterfront retirement living has its advantages – could it be the perfect option for you? Check out these benefits of choosing to live retired life next to the water. Location, Location, Location, the waterfront atmosphere Water is known for its ability to create a serene atmosphere. After the hustle and bustle of our working years, a little tranquility could be just what the doctor ordered. BayWoods of Annapolis residents enjoy their own amazing water view of the Chesapeake Bay. The campus has a private pier, complete with benches and immaculate landscaping. A putting green directly overlooking the Chesapeake Bay. The waterfront views provide the perfect place to relax and reflect. For more information on our cooperative living environment on the Chesapeake Bay, please contact us. Waterfront views and Events Everyday should be filled with fantastic scenery. On those special occasions to celebrate what better way than with a waterfront view? Take advantage of the water’s tranquility by using it as a backdrop. BayWoods of Annapolis welcomes the use of the wooded boardwalk

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Why Annapolis is such a great place to retire.

Retire In Annapolis Are you ready to enjoy retirement?  Are you thinking about moving to an active adult community?  Would you love to include a waterfront lifestyle into your retirement living options?  When it’s time to retire, there are a variety of factors that can influence the decision on where to do so.  In this article, we’ll discuss a hidden gem in Annapolis, Maryland that offers the best of everything for your retirement living options. Waterfront Lifestyle Although many people think of ‘going south’ when it comes to retirement, you may not have to go any further south than the Mason-Dixon line!  As a matter of fact, there are some really great reasons to retire in Maryland!  In Annapolis, Maryland, Baywoods of Annapolis offers one of the few retirement communities overlooking the magnificent Chesapeake Bay.  The Baywoods dock provides a bird’s eye view to watch the famous Wednesday night sailboat races and enjoy warm Bay breezes.   Hop into the downtown area to enjoy world-famous seafood, including famous Maryland crab cakes, at one of the many waterfront restaurants. Arts & Culture Annapolis has a love of the arts!  The Maryland Hall for the Creative Arts features events throughout the year while

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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