NEWS & ARTICLES

Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care model or Insurance model community usually has monthly fees associated in Independent Living that would follow them throughout their life. No matter what level of care they received. Most Life care communities require larger up-front fees, then monthly payments that are contingent on your  health status for the duration of care and service. The larger entry fee covers the cost of future care requirements. Fee-for-Service This is the most straightforward model, a fee-for-service plan, requires you to pay for only those services that you use or need. This works best for most people because they are not paying high costs for services that they may never need or utilize. Their monthly payments are usually required a little higher but entrance fees are lower. These communities are very popular and practical

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Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care model or Insurance model community usually has monthly fees associated in Independent Living that would follow them throughout their life. No matter what level of care they received. Most Life care communities require larger up-front fees, then monthly payments that are contingent on your  health status for the duration of care and service. The larger entry fee covers the cost of future care requirements. Fee-for-Service This is the most straightforward model, a fee-for-service plan, requires you to pay for only those services that you use or need. This works best for most people because they are not paying high costs for services that they may never need or utilize. Their monthly payments are usually required a little higher but entrance fees are lower. These communities are very popular and practical

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Why Retirement Communities Extend Lives Over Living Alone

Retirement Community Living As humans, we are naturally social creatures.  As we grow older, the opportunities to socialize may be inhibited by health, mobility, and other factors.  Let’s explore how retirement communities enhance social environments and potentially extend life expectancy. Unlike the nursing home that your grandmother went to, today’s retirement communities have been reinvented to provide a wide range of activities, services, and amenities.   Still, many people have the impression that moving to a retirement community will require them to give up their independence and therefore, many people postpone or resist the decision.  However, not only are today’s communities driven to help you maintain independence, the services offered on-site typically allow you to regain your independence much quicker, after an illness or accident.  But, the social factors of living in a retirement community cannot be overlooked.  Here are a few reasons why: Socialization. Socialization is important at every stage of our life.  As babies and toddlers, socialization helps us to develop communication skills and learn from those around us.  In our later years, socialization is just as important and even helps to maintain these skills.  In addition, opportunities to socialize help reduce loneliness, establish friendships, relate and interact with

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Farm To Table: More Than Just Good Nutrition

Healthy Retirement Living The movement to acquire fresh, local, organic foods is a part of a growing trend called Farm-to-Table.  We will review the nutritional and socioeconomic impacts that are driving this trend. Organic Foods Are In! You don’t have to go far to realize that processed foods are out and natural, organic foods are in!  With so much increased awareness about food safety, food freshness, and even the growing controversial use of Genetically Modified Organisms (GMOs), it seems everyone is ready to start eating more healthy. Sourcing & Local Food The farm to table initiative promotes sourcing and serving local food, preferably by acquiring it directly from the producer (farmer, winery, fishery, etc.).  This growing trend not only helps to support local businesses, but it eliminates the need for the products to be filled with preservatives to extend shelf life or shipped nationally or globally which helps to reduce costs and carbon footprint. Socioeconomic Impact The socioeconomic impact of Farm to Table goes one step further.  Farmer’s markets have made a dramatic comeback, helping many farms to survive and even expand.   America’s growing immigrant population flock to the markets to buy food the way they were accustomed to buying

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Waterfront Retirement Living Provides Unique Lifestyle Opportunities

Waterfront Retirement Living While retiring to a golf course community may intrigue some, others prefer the views and activities associated with waterfront living.  In this article, we’ll highlight some of the popular activities available to those who choose waterfront retirement living. Whether you’ve lived in Maryland all of your life, or are venturing into new territories, Annapolis has consistently been ranked, year after year, as one of the nation’s “most charming small towns.”  Baywoods of Annapolis is a unique retirement community that provides easy access to Annapolis and all of its charms, along with a waterfront community that captures the beauty of the Chesapeake Bay. Baywoods of Annapolis offers a truly unique retirement living experience.  On Wednesday evenings, you can take a leisurely walk out to the boardwalk and pier and catch a glimpse of the infamous Wednesday night sailboat races, hosted by the Annapolis Yacht Club.  Up to 150 crews typically compete in the races and they mean business!  It’s fun to watch and a great way to spend Wednesday’s during the summer! Other waterfront activities include: Visit and tour the historic Naval Academy. Take a cruise out of the Annapolis Harbor to visit another local waterfront favorite, the

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Preparing for Assisted Living

Assisted Living Tips   When the decision is made to move from independent to assisted living, emotions can play havoc on you and your family members.  In this guide, we offer assisted living tips to help make the transition as smooth as possible. Meet with the Director The Director and the staff of Baywoods of Annapolis have welcomed many new folks into their community and are very familiar with the common questions new residents ask.  Be sure to get all of your questions answered before you move so that you will feel better on move-in day.  Ask for a list of suggested items to bring and/or not to bring.  Ask for an activities calendar, so you can choose several programs to attend early on. Measure You will want to visit the actual unit that you will move into and take measurements or ask for a floor plan.  Your new home is likely to be much smaller than your existing home, so you will want to bring the furnishings that make you feel most at home, but that won’t make you feel crowded.  Now is also a great time to offer items that you can’t use, to family members who will

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Looking for a Rewarding Career? Here’s Why to Consider One in a Senior Living Community

Senior Living Careers While searching for a rewarding and fulfilling career you should consider working in a senior living community. This is an opportunity to work with people that have lived a life with rich history and you can make a huge difference in their lives. Here are some reasons why you should choose Senior Living Careers. You will be working with a unique population that will embrace you and leave you feeling fulfilled that you matter. There are many career options within this population that offers you many alternatives in job diversity, dietary, housekeeping, maintenance and other opportunities that are a part of everyday life in a senior living community. Come for the Job and stay for the people The Senior Living industry is in the service field and we serve people 24hrs a day 7 days a week. It is referred to often as the people business. While you are in a retirement setting your job becomes so much more than most jobs. You interact with people all day and coming to work every day becomes fun and not just a job. You will learn so much from the residents on campus about their lives growing up and

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BayWoods of Annapolis and the Importance of Sustainability

Sustainable Annapolis At BayWoods of Annapolis, we’re committed to improving the lives of our residents as well as the surrounding community. We’re proud partners in Sustainable Annapolis, which is committed to creating a greener tomorrow. See how we’re doing our part in securing a more environmentally friendly way of life. What Is Sustainable Annapolis? Sustainable Annapolis is a citywide initiative focused on creating environmentally, financially, and socially stable neighborhoods here. In response to a greenhouse gas emissions survey, city officials found that the majority of our city’s carbon emissions came directly from buildings. To make Annapolis a carbon neutral city, officials encouraged local entities to cut down on greenhouse gas emissions and take steps to prevent the dangerous side effects of climate change. Talk to us about how that helps you make retirement decisions. Environmental Stewardship at BayWoods of Annapolis Our community is a proud recipient of the Annapolis Environmental Stewardship Certification, which illustrates our commitment to fighting greenhouse gas emissions within our neighborhoods. We earned this certification by making improvements to the community to make it more energy efficient, by conserving water, conducting environmental education activities, serving locally sourced food, and more. With the encouragement of our residents, our

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BayWoods Fall Garage Sale

Fall is approaching and BayWoods is getting ready for their annual fall garage sale! Where: BayWoods of Annapolis, Parking Level 2 When: Saturday, September 22   7:00am to Noon For more information, download the flyer today!  

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