NEWS & ARTICLES

Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can

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5 Ways to Transition Your Aging Parents to Assisted Living

Transitioning Aging Parents Caring for a parent can be an emotionally and sometimes financially draining process.  When it becomes apparent that your loved one should no longer be living on their own, or needs more help than you can provide, the process can be challenging.  In this article, we’ll cover some basic ways to transition your aging parents into assisted living. Where? The Big Decision – Most seniors do not look forward to any change or move.  Leaving their home may cause further distress since they may feel like they are giving up their freedom.  Research and visit facilities ahead of time.  Give them as much flexibility as possible and even consider taking them to visit your final two choices.  This way, they will feel as though they still have choices in the matter.  Perhaps they can even visit the community, meet staff, or take part in one of the events. Lay It Out. Often, this move will be downsizing.  So, make sure to get a floor plan of the new residence and lay out the furniture that will fit nicely in the new space.  Discuss the personal items that they would like to take with them and try to

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5 Tips for Dementia Caregivers

Dementia Caregivers With over 5 million people in the US with Alzheimer’s and/or dementia, more and more families are tasked with caring for a loved one who suffers from these tragic diseases.  A long-term continuing care retirement community (CCRC) can be of great assistance, but it’s also important to educate and empower the family and loved ones.  This article will provide insight on how to care for and communicate with a loved one with Alzheimer’s and/or dementia. ADAPTING THE HOME When an Alzheimer’s or dementia patient still lives at home, there are many concerns that must be addressed regarding safety.  While we always want to treat these patients with love and dignity, we must remember that they often have poor memory, difficulty following instructions, and periods of agitation or irritability.  So, like young children, we must adapt their living environment to accommodate for these shortcomings.  Cooking appliances must be adapted with safety mechanisms to avoid something being left on and the risk of fire.  Door and window alarms may need to be installed.  Hazardous materials may need to be stored in a locked cabinet. HELP IS EVERYWHERE YOU LOOK Caregivers are often overwhelmed, uncertain, or scared.  However, there are a

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Turning Back The Clock: It’s Not Too Late to Adopt a Healthier Lifestyle

Senior Health Tips According to the American Journal of Medicine, “Researchers from the Medical University of South Carolina, Charleston found that people 45 to 64 years of age who added healthy lifestyle behaviors could substantially reduce their risk for cardiovascular disease (CVD) and reduce their death rate.”  So, it goes without saying that as we grow older, living a heart-healthy lifestyle is smart.  But, here are the 4 things you can do today to dramatically reduce your risk of heart disease. Eating Fruits & Vegetables Daily Eating a balanced diet is important; eating at least five fruits and vegetables a day is key.  Today, there are a variety of ways to do this.  Make a protein-packed smoothie with fresh strawberries and a bit of spinach.  You won’t even know there are vegetables in it but you’ll still get all the benefits!  Throw in a few veggies with your morning omelet or scrambled eggs – a great way to make an ordinary breakfast extraordinary! Exercising 2.5 Hours Per Week Take the dog for a 30-minute walk each day and you will have accomplished the mission!  It’s that easy!  No dog?  Go to the gym, take a yoga class, or walk around

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3 Ways to Age Wisely and Live Longer

Aging Wisely Depending on who you ask, some would say that age is just a number while other will say it’s all about your state of mind.   Either way, we are all “growing older and wiser” each day.  But, what can you do now to help prepare your body, mind, soul, and family for the inevitability of aging?  In this article, we will highlight a few tips to help you age wisely and plan for the best life possible! Positive Attitudes Go A Long Way The Journal of American Medicine published a research letter showing that people who felt three or more years younger than their actual age had a lower mortality rate than those who felt older than their actual age.   We all know that stress has a very negative impact on the body, so keeping a positive outlook can help lead to a longer, healthier, happier life.  People who maintain a positive outlook are much more likely to participate in activities that help them stay healthier.  The Harvard Medical School published a report, Positive Psychology: Harnessing the power of happiness, mindfulness, and inner strength that provides self-assessment tests, advice, and exercises to help you maximize the positive emotion

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Does Your Estate Plan Include These 4 Things?

Estate Planning Mistakenly, many people believe that an estate plan is only necessary if you are in your senior years or have considerable wealth.  Nothing could be further from the truth!  There are many legal strategies involved in estate planning, and unfortunately, not all of us will live to be 100.  But, did you know that in the state of Maryland, without a viable legal estate plan, the State will distribute your estate according to Maryland’s laws of intestacy and not necessarily to your spouse or dearest family members?  That means that every Maryland resident actually already has a plan in place (as established by the state) and it’s up to you to change it so that it reflects what you intend or wish.  In this article, Baywoods of Annapolis shares some of reasons to have an estate plan and what it should include. Tip #1:  Don’t go it alone Simple estate planning does not need to be costly, but it’s significantly better than no plan at all!  Since the laws of each state vary and change frequently, an experienced estate planning attorney can provide valuable advice and help you avoid common pitfalls.  They will work hard to understand your

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Your Brain Activity: How to Stay Mentally Sharp in Retirement

Stay Mentally Sharp in Retirement The role of mental health and longevity is well documented. Just as we need to exercise our bodies to protect cardiovascular and bone health, working out our brains is essential to preserving our mental, social, and emotional health. Mental Stimulation and Combating Alzheimer’s Alzheimer’s disease is very common today. It’s characterized by mild memory loss in the early stages and can progress to include a decreased ability to make decisions or participate in activities of daily living. Starting at age 65, your risk of developing Alzheimer’s doubles every five years. To minimize your risk, experts in the field suggest that following a healthy diet rich in fruit and vegetables and exercising your brain with activities can be beneficial. BayWoods of Annapolis residents enjoy a well rounded daily schedule of activities offering both mental and physical stimulation. contact us for more information. Staving Off Dementia Dementia is an umbrella term for all forms of cognitive impairment. Dementia is most commonly associated with memory loss, but it can also manifest as a loss of language skills, motor activity, or ability to plan and make decisions. Vascular dementia, for example, can be the result of a stroke. There’s

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How to Care for Parents & Children At the Same Time

If you are part of the ‘sandwich generation’ you may be providing care for multiple generations including parents, children, grandchildren.  You are also still likely working and managing your own day-to-day household.  This can be a stressful and challenging lifestyle, so here are 4 tips for balancing your life while living in the sandwich generation. Get Help. No matter how many hours are in the day, you should try to arrange for help with some of the more routine tasks – like cleaning, shopping, and cooking.  Whether you hire the help or accept help from friends, neighbors or your local church, take some of these tasks off your to-do list so that you can focus on the higher priority items.  If you’re taking care of grandchildren, you may need to arrange for a playdate or sitter now and then.  Care.com is a great resource for finding short-term resources. Get Organized. When you’re being pulled in a lot of directions, it’s more important than ever to get organized.  A professional organizer can be a tremendous help for creating ways to make things more convenient and making sure everything has a place.  This will help you keep track of things, and plan

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Downsizing for Your Retirement Living Move

Retirement Downsizing Making a move to an assisted living community is the first step in your retiree enjoying a more fulfilling, healthy lifestyle. However, it can be hard to for anyone to part with their possessions and downsize their belongings before moving into a smaller living space. Here’s how to help. Take Stock of What You Have, and Prioritize The first step of downsizing is taking an inventory of what your retiree already has. Spend a few days organizing and decluttering each room. Clear out all old mail, papers, and other unnecessary items before beginning the process. Empty each closet to determine the volume of possessions and get a sense of how much you need to get rid of. For an idea of space requirements at BayWoods of Annapolis, talk to us. Once you have a clear idea of what you have, prioritize. Does your retiree have to take that tea set from a garage sale 10 years ago? Probably not. At the same time, don’t discount items of sentimental value, even if they seem silly to you. If someone is particularly attached to a memento of the past, keep it, even if it seems impractical. If your retiree is

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Two Things to Consider for Your Parents Continuing Care Retirement Community Move

Continuing Care Retirement Community We all want what’s best for our loved ones. At some point, we realize that our parents or loved ones cannot live as well or as safely independently like they used to. When everyday activities become difficult, a move to a continuing care retirement community will help a retiree thrive. Here are some helpful suggestions to consider before you tour a senior community. Is this a Financially Feasible Option? The first thing to consider is whether moving to a senior living community makes financial sense for your loved one. Is their current living situation safe for them, then consider is the house upkeep draining their finances. Many seniors have to get help or contract with services outside of the home to keep their property up.  Sit down with your parents and determine what they are spending on a monthly basis to keep their home going. Real Estate taxes, school taxes etc. Ask them to calculate the amount they receive from all retirement accounts and Social Security payments. Once you have an idea about what they currently spend on a monthly basis, then look at what they can afford. At this point the process becomes easier. A

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2 Steps to Plan for Retirement Living

Making the decision to move into a retirement community is a large step. Planning for a new life at an assisted living community can seem like a mysterious process, but it doesn’t have to be. Here’s how to make the retirement planning stages easy. Financial Planning Having a reasonable idea of monthly expenses is the best place to start when planning for life after retirement. Beginning with a monthly calculator, figure out a standard budget for your expenses. Groceries, gas, dining, and entertainment expenses all add up, so take the time to consider every aspect of your retirement finances. Once you set a budget, stick to it. Total the amount of your Medicare payments and investment accounts to determine what you can allocate to each area of your budget each month. Having a clear idea of what you can spend takes the stress out of planning. For further information on financial planning, talk to one of our representatives about the investment of living at BayWoods. Social Planning Some retirees wonder how they will fill their time once they finally retire. To ease the worry of empty days, plan how your retiree will be involved socially and mentally. Look at a

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