NEWS & ARTICLES

Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care

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Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care model or Insurance model community usually has monthly fees associated in Independent Living that would follow them throughout their life. No matter what level of care they received. Most Life care communities require larger up-front fees, then monthly payments that are contingent on your  health status for the duration of care and service. The larger entry fee covers the cost of future care requirements. Fee-for-Service This is the most straightforward model, a fee-for-service plan, requires you to pay for only those services that you use or need. This works best for most people because they are not paying high costs for services that they may never need or utilize. Their monthly payments are usually required a little higher but entrance fees are lower. These communities are very popular and practical

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Downsizing & Decluttering for Retirement

Downsizing for Retirement Downsizing from the 4000 square foot home where you raised a family and accumulated years of “stuff” is not always an easy task.  Memorabilia, collectibles, and other nostalgia are likely found in almost every corner of your home.  Baywoods of Annapolis is pleased to share these tips to help you minimize without stress. Come and Get It! More often than not, your kids have an idea of the things that are important to them.   Give them sufficient time to sort through and pack up those items to take back to their home.  Try not to be too sentimental about keeping too much.  They will likely enjoy many of your treasures for years to come and likely will have more room too! Sort, Donate, Pack As you begin to sort through your belongings, you’re going to want to pack items you’re keeping and designate items that should be donated.  Here are a few quick and easy rules: If you haven’t used the item in the last two years, it goes in the Donate pile. If you have more than one of an item, it goes in the Donate pile. If you need help lifting it, Donate it! Most

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Checklist for Amenities at Retirement Communities

Retirement Communities Checklist Each of us has personal preferences for the types of activities and amenities we prefer. Use this helpful checklist to compare and evaluate the retirement communities you visit and to assist you with the decision-making process or contact Baywoods of Annapolis for more information! Location: Community is in an area near family/friends Community is convenient to shopping, dining, and entertainment Community provides easy access to hospital, physicians, and other medical care Campus: Well Lit (Walkways, Parking Lots, Entrances) Handicap Accessible Parking for personal vehicles and guests Landscaping and community areas are well maintained Fitness center on-site Swimming pool Community hall for larger gatherings Services: Independent living through long-term care Transportation available to local areas Nutritionist/Chef on-site Dining menus varied Dining accommodates special dietary needs Care: Assisted Living Wellness Services Financial: Monthly Fees or Dues? Buy-in Fees? Care Fees? Are Tax and Interest Deductible? Can you build equity? Are there estate advantages? To schedule a personal tour of Baywoods of Annapolis, contact us today! For easier use, please download and print the Checklist here!

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Moving to Senior Living

Senior Living Transition Once you decide to move to a senior living community, there is a long list of to-do’s that must be done.  Here are some tips to keep you on track, help you minimize, and reduce stress along the way. Preparing for The Move Once you make the decision to move to a retirement community, you may be emotional, excited, or just ready to get it all done.  One of the first steps is to begin downsizing and decluttering your home and preparing it for sale.  You’ll want to contact family members and begin sorting through items.  Organize your belongings into four categories: Take With Me Give to Family Donate Trash or Recycle A professional organizer can be a big help with this process. Selling Your Home After you’ve begun the decluttering/downsizing process, you will need to get your home ready to sell.  A senior real estate specialist is a great place to start since they focus on your exact needs and can guide you through the process.  Make sure you understand their level of experience and be sure to ask: How many homes have they sold in your neighborhood? How many homes have they sold in the

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Best Ways to Protect Seniors From Fraud & Identity Theft

Senior Risks Identity theft is one of the fastest growing crimes in the United States.  Although anyone can be a target, many seniors are at a higher risk for fraud schemes and identity theft.  While technology and social factors contribute to the reasons for this trend, it’s also important to realize that many seniors have accumulated a certain amount of wealth, making them a primary target for criminals. For this reason, Baywoods of Annapolis has compiled a list of 4 ways you can lower your risk for identity theft and fraud schemes. Identity Protection Services – This is one of the easiest ways to protect yourself or your loved ones from identity theft. These services monitor credit bureaus, personal information, the internet, and a variety of other platforms to help ensure your identity is protected.  According to NextAdvisor, the top 3 are: IdentityGuard Experian Lifelock Phone & Door-to-Door Scams – Two of the most common scams targeting seniors are from unwanted callers or salespeople going door-to-door. There are two quick and easy ways to avoid these scams: Never provide someone who called you with your personal information. If they represent they are with the bank of credit card company, hang

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Why Annapolis Is a Great Place to Retire

Retire In Annapolis Are you ready to enjoy retirement?  Are you thinking about moving to an active adult community?  Would you love to include a waterfront lifestyle into your retirement living options?  When it’s time to retire, there are a variety of factors that can influence the decision on where to do so.  In this article, we’ll discuss a hidden gem in Annapolis, Maryland that offers the best of everything for your retirement living options. Waterfront Lifestyle Although many people think of ‘going south’ when it comes to retirement, you may not have to go any further south than the Mason-Dixon line!  As a matter of fact, there are some really great reasons to retire in Maryland!  In Annapolis, Maryland, Baywoods of Annapolis offers one of the few retirement communities overlooking the magnificent Chesapeake Bay.  The Baywoods dock provides a bird’s eye view to watch the famous Wednesday night sailboat races and enjoy warm Bay breezes.   Hop into the downtown area to enjoy world-famous seafood, including famous Maryland crab cakes, at one of the many waterfront restaurants. Arts & Culture Annapolis has a love of the arts!  The Maryland Hall for the Creative Arts features events throughout the year while

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Is Waterfront Retirement Living Right for Me?

Waterfront Retirement Living Choosing the right retirement community for yourself or a loved one can be a challenging undertaking. With so many options available, we often feel overwhelmed. Waterfront retirement living has its advantages – could it be the perfect option for you? Check out these benefits of choosing to live retired life next to the water. Location, Location, Location, the waterfront atmosphere Water is known for its ability to create a serene atmosphere. After the hustle and bustle of our working years, a little tranquility could be just what the doctor ordered. BayWoods of Annapolis residents enjoy their own amazing water view of the Chesapeake Bay. The campus has a private pier, complete with benches and immaculate landscaping. A putting green directly overlooking the Chesapeake Bay. The waterfront views provide the perfect place to relax and reflect. For more information on our cooperative living environment on the Chesapeake Bay, please contact us. Waterfront views and Events Everyday should be filled with fantastic scenery. On those special occasions to celebrate what better way than with a waterfront view? Take advantage of the water’s tranquility by using it as a backdrop. BayWoods of Annapolis welcomes the use of the wooded boardwalk

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2 Steps to Plan for Retirement Living

Making the decision to move into a retirement community is a large step. Planning for a new life at an assisted living community can seem like a mysterious process, but it doesn’t have to be. Here’s how to make the retirement planning stages easy. Financial PlanningHaving a reasonable idea of monthly expenses is the best place to start when planning for life after retirement. Beginning with a monthly calculator, figure out a standard budget for your expenses. Groceries, gas, dining, and entertainment expenses all add up, so take the time to consider every aspect of your retirement finances. Once you set a budget, stick to it. Total the amount of your Medicare payments and investment accounts to determine what you can allocate to each area of your budget each month. Having a clear idea of what you can spend takes the stress out of planning. For further information on financial planning, talk to one of our representatives about the investment of living at BayWoods. Social PlanningSome retirees wonder how they will fill their time once they finally retire. To ease the worry of empty days, plan how your retiree will be involved socially and mentally. Look at a community’s program

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Easy Ways to Prevent Falls for Elderly Persons

Prevent Elderly Falls It’s estimated that over 250,000 Americans are hospitalized for hip fractures each year, according to the CDC.  More than 95% of these are as a result of a fall.  There are many risk factors that increase the chances that someone will fall, which include: balance, poor vision, decreased muscle strength, taking more than four medications and more.  In this article, Baywoods of Annapolis shares some ways to prevent falls from happening in the first place. If you or a member of your family is still living at home, it’s important to create a safe living space.  Some items to consider: Cleaning up clutter and ensuring floors, hallways, and staircases have a clear, unobstructed path. Evaluate floors and remove or repair loose carpet and area rugs which can pose tripping hazards. Add grab bars and handrails, especially in bathroom areas where surfaces can be slippery. Ensure there is bright lighting in the home and night-lights in bedrooms and bathrooms. One level living is ideal. Move furniture and other daily living items to the first floor of the home so that stairways can be avoided. Of course, if you live in a retirement community like Baywoods of Annapolis, most

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How to Choose the Right Retirement Community

Choosing a Retirement Community Here are 3 steps to help you in selecting the right community for your future. Choosing a Retirement Community can be an exciting venture. How to select the best retirement community for you can be a great experience. There are many options available out there. Several considerations should guide your decision when searching for the ideal retirement community. Here are some guidelines to consider as you decide. Follow the ABCs…… Availability of Programs A – is for Availability, when choosing a retirement community look at the programs that are available to you. What are your interests and how does the retirement community’s activities match up to you? Example; trips, outdoor amenities, transportation, etc. At BayWoods of Annapolis, we pride ourselves on offering a wide range of programs that will keep you engaged. The town of Annapolis is rich in culture and yet has many sporting events close by. To look at all we have to offer, contact us. Bountifulness of Support Services B – is for Bountiful, you want to choose a retirement community that offers you the right amount of support services on site for your future needs. At BayWoods of Annapolis, we believe that

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