NEWS & ARTICLES

Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care

Read More

Comparing the Different Types of Retirement Communities

Retirement Community Types At BayWoods of Annapolis, we want seniors to make informed decisions about their retirements, so we’ve created a quick comparison of the different types of retirement communities that you’re likely to encounter. If you have any questions about the costs of living at BayWoods of Annapolis, feel free to get in touch with our staff. Insurance Model or Life Care Community The design of a Life care model or Insurance model community usually has monthly fees associated in Independent Living that would follow them throughout their life. No matter what level of care they received. Most Life care communities require larger up-front fees, then monthly payments that are contingent on your  health status for the duration of care and service. The larger entry fee covers the cost of future care requirements. Fee-for-Service This is the most straightforward model, a fee-for-service plan, requires you to pay for only those services that you use or need. This works best for most people because they are not paying high costs for services that they may never need or utilize. Their monthly payments are usually required a little higher but entrance fees are lower. These communities are very popular and practical

Read More

Why Retirement Communities Extend Lives Over Living Alone

Retirement Community Living As humans, we are naturally social creatures.  As we grow older, the opportunities to socialize may be inhibited by health, mobility, and other factors.  Let’s explore how retirement communities enhance social environments and potentially extend life expectancy. Unlike the nursing home that your grandmother went to, today’s retirement communities have been reinvented to provide a wide range of activities, services, and amenities.   Still, many people have the impression that moving to a retirement community will require them to give up their independence and therefore, many people postpone or resist the decision.  However, not only are today’s communities driven to help you maintain independence, the services offered on-site typically allow you to regain your independence much quicker, after an illness or accident.  But, the social factors of living in a retirement community cannot be overlooked.  Here are a few reasons why: Socialization. Socialization is important at every stage of our life.  As babies and toddlers, socialization helps us to develop communication skills and learn from those around us.  In our later years, socialization is just as important and even helps to maintain these skills.  In addition, opportunities to socialize help reduce loneliness, establish friendships, relate and interact with

Read More

Five Things Your Retirement Living Community Should Have

Choosing a retirement community is a big decision. How do you know you’re making a choice that will make you or your loved one happy? Use this checklist to ensure your retirement community has all the amenities that will allow you to live a happy, healthy lifestyle.   1. Continuing Care levels Available: Having additional levels of care available when you need is a must. After all, you made the move to a Retirement Community so that you will not have to be burdened with additional moves.   You want to make sure that there is an Assisted Living and Skilled Nursing/Short–term Rehab on site for your healthcare needs. You should have the support there when you need it.   2. Fitness Center and Indoor Pool: Fitness facilities/activities such as water aerobics provide the cardiovascular and mental health benefits associated with regular exercise in a low-impact environment. A refreshing exercise class in a warm pool is a perfect way for retirees to get appropriate exercise without risking injury. BayWoods of Annapolis residents love the option of swimming in the pool and taking instructor led fitness classes.   3. Putting Green Hitting the links may not be such an attractive option anymore,

Read More

Is Your Retirement Community Pet-Friendly?

Pet Friendly Retirement Community Pets can bring so much joy and help relieve anxiety and stress.  In this article, we’ll review how to make sure your retirement community is well-aligned with the needs of you and your pet. It doesn’t take a rocket scientist to realize that pets can be comforting companions, particularly as we grow older.   Walking a dog can provide great exercise, loving companionship, and help provide purpose.  So, you may wonder why a retirement community would have policies against pets?  As it turns out, there are some very valid things to consider, on both sides of the proverbial fence. One of the top priorities with a senior bringing a beloved pet to any community is to ensure that both the senior and their pets’ well-being is taken into consideration.  While pets can provide an array of benefits to their human parents, unfortunately, they can also present some challenges.  Seniors may not be able to continue to remember to properly medicate or feed their pets.  As the animal gets older, the pet may require special care or costly medications.  Getting them to a veterinarian for routine care may also be a challenge.  Furthermore, if you begin to experience

Read More

Downsizing for Your Retirement Living Move

Retirement Downsizing Making a move to an assisted living community is the first step in your retiree enjoying a more fulfilling, healthy lifestyle. However, it can be hard to for anyone to part with their possessions and downsize their belongings before moving into a smaller living space. Here’s how to help. Take Stock of What You Have, and Prioritize The first step of downsizing is taking an inventory of what your retiree already has. Spend a few days organizing and decluttering each room. Clear out all old mail, papers, and other unnecessary items before beginning the process. Empty each closet to determine the volume of possessions and get a sense of how much you need to get rid of. For an idea of space requirements at BayWoods of Annapolis, talk to us. Once you have a clear idea of what you have, prioritize. Does your retiree have to take that tea set from a garage sale 10 years ago? Probably not. At the same time, don’t discount items of sentimental value, even if they seem silly to you. If someone is particularly attached to a memento of the past, keep it, even if it seems impractical. If your retiree is

Read More

What’s for Dinner? 5 Things Your Retirement Community Should Offer.

Retirement Community Menu Diet and food choices are obviously critical to a long life with good health, so it’s important to know that your retirement community is offering food choices that you’ll be eager to consume. We’ll outline the top five things you should consider about potential retirement communities when it comes to dining. Preparing food for a large group of seniors can present some interesting challenges.  Factors such as medication side effects, special dietary requirements, decreased ability to taste, and providing obese or underweight residents viable meals are all considerations.  Even with these challenges, it is possible to ensure your retirement community offers the selections you are seeking.  Here’s how: Does your retirement community involve residents in menu planning? Is a nutritionist involved in meal planning?  Many communities have food committees where residents assist chefs with meal suggestions or recipes.  These suggestions are then often reviewed by a nutritionist to ensure the meals meet certain vitamins, minerals, and caloric requirements. Flexible Dining Schedule or Multiple Dining Rooms? Flexibility is important so that residents can adopt a schedule that is conducive to their preferences.  Some communities, like Baywoods of Annapolis, offer several dining venues to accommodate a variety of preferences.

Read More

Two Things to Consider for Your Parents Continuing Care Retirement Community Move

Continuing Care Retirement Community We all want what’s best for our loved ones. At some point, we realize that our parents or loved ones cannot live as well or as safely independently like they used to. When everyday activities become difficult, a move to a continuing care retirement community will help a retiree thrive. Here are some helpful suggestions to consider before you tour a senior community. Is this a Financially Feasible Option? The first thing to consider is whether moving to a senior living community makes financial sense for your loved one. Is their current living situation safe for them, then consider is the house upkeep draining their finances. Many seniors have to get help or contract with services outside of the home to keep their property up.  Sit down with your parents and determine what they are spending on a monthly basis to keep their home going. Real Estate taxes, school taxes etc. Ask them to calculate the amount they receive from all retirement accounts and Social Security payments. Once you have an idea about what they currently spend on a monthly basis, then look at what they can afford. At this point the process becomes easier. A

Read More

Senior Living Lifestyles

Senior Living Lifestyles Having the amenities you enjoy and the social environment that fosters engagement are key factors to making the most of your senior living lifestyle.  In this article, we explore tips to help you transition and make the most of your new life! Do you remember the first day of school?  You were probably anxious, unsure of what was to come and perhaps wondering how you would fit in and how you would get to know your way around your new school.  Many of us face the same challenges when moving to a new way of life in retirement.  So the first step is to acknowledge those fears and begin to take small steps to put them behind you. Establish a new routine or hobby. Whether you read the newspaper first thing every day, take a morning stroll, or just relax and perhaps meditate by the water, find something that can help you create a new routine that you enjoy. Try something new!  Most senior living communities have plenty of activities and events scheduled throughout the day.  Why not try something new?  This will keep you busy, meeting new people, and may even provide some daily exercise. Get

Read More

Cooperative Senior Living Is Superior. Here’s Why.

Cooperative Senior Living We all reach a point in our lives when living in your home doesn’t seem like the best alternative. Sometimes not even safe. Many turn to senior living communities for an easier alternative lifestyle for assistance. Cooperative living is more or less the best of both worlds. Owning in a Co-Op offers benefits that traditional options lack. Here’s why you should consider a cooperative arrangement for your retiree. Your Living Space and Yes you own it. Seniors sometimes feel as if they’re losing autonomy when they move to senior living communities. In a cooperative living environment, residents can choose their own Apartment home and can customize their living space. Co-Ops provide a clear sense of ownership and a place to call home. Take a virtual tour of one of our living spaces. A Community for the Residents At BayWoods, the residents are the community. An elected board meets monthly to propose community improvements and organize well thought through budgets. Our Residents have the option of voting on proposals and shaping the future. Don’t take our word for it – come and see what we’re all about! It’s A Resort Lifestyle Unlike traditional senior living communities residents are

Read More

2 Steps to Plan for Retirement Living

Making the decision to move into a retirement community is a large step. Planning for a new life at an assisted living community can seem like a mysterious process, but it doesn’t have to be. Here’s how to make the retirement planning stages easy. Financial Planning Having a reasonable idea of monthly expenses is the best place to start when planning for life after retirement. Beginning with a monthly calculator, figure out a standard budget for your expenses. Groceries, gas, dining, and entertainment expenses all add up, so take the time to consider every aspect of your retirement finances. Once you set a budget, stick to it. Total the amount of your Medicare payments and investment accounts to determine what you can allocate to each area of your budget each month. Having a clear idea of what you can spend takes the stress out of planning. For further information on financial planning, talk to one of our representatives about the investment of living at BayWoods. Social Planning Some retirees wonder how they will fill their time once they finally retire. To ease the worry of empty days, plan how your retiree will be involved socially and mentally. Look at a

Read More

SUBSCRIBE TO RESOURCES VIA EMAIL

Enter your email address to subscribe to this blog and receive notifications of new posts by email.

Join 54 other subscribers