Baywoods of AnnapolisBaywoods of AnnapolisSenior Risks Identity theft is one of the fastest growing crimes in the United States. Although anyone can be a target, many seniors are at a higher risk for fraud schemes and identity theft. While technology and social factors contribute to the reasons for this trend, it’s also important to realize that many seniors have accumulated a certain amount of wealth, making them a primary target for criminals. For this
Senior Risks Identity theft is one of the fastest growing crimes in the United States. Although anyone can be a target, many seniors are at a higher risk for fraud schemes and identity theft. While technology and social factors contribute to the reasons for this trend, it’s also important to realize that many seniors have accumulated a certain amount of wealth, making them a primary target for criminals. For this reason, Baywoods of Annapolis has compiled a list of 4 ways you can lower your risk for identity theft and fraud schemes. Identity Protection Services – This is one of the easiest ways to protect yourself or your loved ones from identity theft. These services monitor credit bureaus, personal information, the internet, and a variety of other platforms to help ensure your identity is protected. According to NextAdvisor, the top 3 are: IdentityGuard Experian Lifelock Phone & Door-to-Door Scams – Two of the most common scams targeting seniors are from unwanted callers or salespeople going door-to-door. There are two quick and easy ways to avoid these scams: Never provide someone who called you with your personal information. If they represent they are with the bank of credit card company, hang
Downsizing for Retirement Downsizing from the 4000 square foot home where you raised a family and accumulated years of “stuff” is not always an easy task. Memorabilia, collectibles, and other nostalgia are likely found in almost every corner of your home. Baywoods of Annapolis is pleased to share these tips to help you minimize without stress. Come and Get It! More often than not, your kids have an idea of the things that are important to them. Give them sufficient time to sort through and pack up those items to take back to their home. Try not to be too sentimental about keeping too much. They will likely enjoy many of your treasures for years to come and likely will have more room too! Sort, Donate, Pack As you begin to sort through your belongings, you’re going to want to pack items you’re keeping and designate items that should be donated. Here are a few quick and easy rules: If you haven’t used the item in the last two years, it goes in the Donate pile. If you have more than one of an item, it goes in the Donate pile. If you need help lifting it, Donate it! Most
Retire Happy While retirement can be a wonderful period of life, it may come with the challenge of loneliness for some. In this article, Baywoods of Annapolis provides some ways that technology, activities, and a sense of community can help you or your loved ones avoid loneliness in retirement and feel healthier too! Stay Connected Humans are, generally speaking, social beings. So, it’s important to maintain social connections. Many studies show that these social interactions with family and friends may help reduce the risk of dementia and other age-related illnesses. While some seniors like to explore online platforms, there is nothing that replaces live interactions with real human beings. Even a phone call with a friend can be uplifting, so stay connected! Stay Busy A wise man once said, “Don’t be afraid of getting older – be afraid of getting boring!” Many people adopt a “why bother” mentality. They may say, “I’m so old, why bother,” but the real question is, “why not?” If you’re retired, you probably have some time on your hands, so why not take a class, learn to play an instrument, or start writing your life story? Staying busy often keeps your mind from dwelling on
Waterfront Retirement Living Choosing the right retirement community for yourself or a loved one can be a challenging undertaking. With so many options available, we often feel overwhelmed. Waterfront retirement living has its advantages – could it be the perfect option for you? Check out these benefits of choosing to live retired life next to the water. Location, Location, Location, the waterfront atmosphere Water is known for its ability to create a serene atmosphere. After the hustle and bustle of our working years, a little tranquility could be just what the doctor ordered. BayWoods of Annapolis residents enjoy their own amazing water view of the Chesapeake Bay. The campus has a private pier, complete with benches and immaculate landscaping. A putting green directly overlooking the Chesapeake Bay. The waterfront views provide the perfect place to relax and reflect. For more information on our cooperative living environment on the Chesapeake Bay, please contact us. Waterfront views and Events Everyday should be filled with fantastic scenery. On those special occasions to celebrate what better way than with a waterfront view? Take advantage of the water’s tranquility by using it as a backdrop. BayWoods of Annapolis welcomes the use of the wooded boardwalk
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