NEWS & ARTICLES

Is Your Retirement Community Pet-Friendly?

Pet Friendly Retirement Community Pets can bring so much joy and help relieve anxiety and stress.  In this article, we’ll review how to make sure your retirement community is well-aligned with the needs of you and your pet. It doesn’t take a rocket scientist to realize that pets can be comforting companions, particularly as we grow older.   Walking a dog can provide great exercise, loving companionship, and help provide purpose. 

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Physical Activity May Be the Fountain of Youth

Senior Citizen Exercises With as little as 30 minutes per day, you can stay fit and feel younger too!  A variety of low-impact physical activity can be incorporated into anyone’s daily routine.  In this article, Baywoods of Annapolis takes a look at some of the most common and innovative ways seniors can stay fit! According to the National Institute on Aging, “exercise and physical activity… can help prevent diabetes, heart disease, and other chronic conditions affecting older adults.”  Below we’ve listed the four main types of exercise and physical activity that are recommended for seniors.  Many of these can be done from the comfort of your own living room!   As always, check with your physician before starting any exercise program.  Ok, here we go! Endurance exercise is aimed at increasing your endurance through low impact activities that make you breathe faster, speed up your heart rate, and burn off calories. These kinds of activities may include brisk walking or jogging, dancing, tennis, and more! Strength training is vital to preserving muscle mass, controlling weight, reduces the risk of osteoporosis, and decreases injury risk. You can begin strength training right at home with light weights, resistance bands, or by using your

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Does Your Estate Plan Include These 4 Things?

Estate Planning Mistakenly, many people believe that an estate plan is only necessary if you are in your senior years or have considerable wealth.  Nothing could be further from the truth!  There are many legal strategies involved in estate planning, and unfortunately, not all of us will live to be 100.  But, did you know that in the state of Maryland, without a viable legal estate plan, the State will distribute your estate according to Maryland’s laws of intestacy and not necessarily to your spouse or dearest family members?  That means that every Maryland resident actually already has a plan in place (as established by the state) and it’s up to you to change it so that it reflects what you intend or wish.  In this article, Baywoods of Annapolis shares some of reasons to have an estate plan and what it should include. Tip #1:  Don’t go it alone Simple estate planning does not need to be costly, but it’s significantly better than no plan at all!  Since the laws of each state vary and change frequently, an experienced estate planning attorney can provide valuable advice and help you avoid common pitfalls.  They will work hard to understand your

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Planning for Retirement Living – Where? How Much? How Long?

Retirement Living Planning We all know that planning for retirement, meeting with a financial planner, and understanding the expenses associated with retirement are important to ensure your lifestyle is all you hope for, during retirement.  In this article, Retirement Living Planning, we reveal the five things you should evaluate to make sure that your living arrangements meet all of your expectations. How Long Will You Live? While no one can answer this question for a certainty, the probability and statistics show that we are all living longer lives.  For example, if you saved $5 Million for retirement and only needed it for 5 years, your lifestyle would be very different than if you had to stretch that money to accommodate 25-35 more years.  So, it’s important to plan wisely for income and expenses that can support a longer life span. What Does Retirement Look Like For You? Have you saved up enough money to have the lifestyle you desire, in retirement?  Will you be able to retire early, or will you need to wait it out?  Will you be able to live and play on a golf course day in and day out, or will you need to consider some

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How Seniors Can Use Technology to Age Gracefully

Aging Gracefully with Technology Every day, 10,000 baby boomers reach the age of 65.  By 2030, when all members of the Baby Boom generation have finally reached that age, fully 18% of the nation’s population will be at least that age, according to Pew Research Center.  But this new generation of ‘seniors’ is redefining what it means to grow older, and many are adopting technologies to help them not only enjoy their golden years and give a whole new meaning to the term “Graceful Aging.”  In this article, we discuss some of the innovative ways seniors can use technology to age gracefully. The Internet Although previous generations didn’t always adopt new technologies with ease or excitement, today’s seniors are taking advantage of many of the benefits that technology now offers.  The internet offers seniors access to a plethora of resources on healthcare, government/social services, and news or information.  On-line shopping makes travel and shopping less difficult, and virtually anything can be delivered right to your door!  This type of access allows seniors to stay informed and connected, which is a key component of aging gracefully. Smartphones Smartphones provide an extension of benefits from the internet, described above.  But, these devices

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